Meet Jane, who is breaking the toxic lending cycle

 

Jane has been a CSL client for nearly four years. She and her family were first referred to CSL through a Family School Liaison at the Independence School District, at a time when both she and her two daughters were homeless. 

Shortly after arriving at CSL, our team learned that due to a mental health disability, Jane and her family qualified for our Permanent Supportive Housing Program.  Thanks to the support of CSL paying their monthly rent, Jane and her two daughters have been comfortably housed for the last three years allowing them to focus on strengthening their family and their finances.


As is the case with many families struggling to climb out of poverty, Jane had a title loan on her previous car with an interest rate of 179.88%!  With Jane desiring to attend community college to help move her family forward, and her eldest daughter being offered a scholarship to attend O’Hara High School, a more reliable and affordable car was desperately needed by their family.  Our very own Site Manager at the Noland Road office, Amber Bauer, quickly connected Jane and her family with Pat Henshaw at Holy Rosary Credit Union where she was able to qualify for an auto loan with a 14% interest rate! 


In the last few months, Jane has been able to successfully pay off her title loan from her previous car and is now attending classes at Blue River Community College where she hopes to become a Para Professional for special education students at a local school district.


Jane and her family are well on their way to experiencing long-lasting change and achieving their dreams!

 

 

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