FINANCIAL COACHING

Financial Assessment

In order to set goals, you need to start with a complete assessment of your financial situation. We work with you to get the full picture of your financial situation.

Income Help

The ability to earn an income is one of the greatest assets you have. We look for ways to improve your situation through income supports and employment opportunities.

Net Worth

We work with you to set goals for reducing debts and building assets to increase your household net worth and we stay with you through the process. In fact, a typical typical engagement with a Financial Coach is at least 18 months – but ideally, we would work together for five years.

Credit Score

Access to affordable credit helps people take control of their own dreams. We run your credit scores twice a year, and set goals around strategies and activities that can help you increase your credit score.

Navigating The Benefits Cliff

The benefits cliff is the point where a small increase in earnings (like a raise at work) can trigger the loss of public or private benefits you may be receiving, resulting in you being thrown into a worse financial situation even though you may have just received a raise. We work with you to understand how to manage your earned income and benefits, helping you make smart decisions.

​Affordable Loans and Banking

Through NextStepKC, we can help you access loans at reasonable rates. These are loans that can help you avoid toxic debt (like payday and title loans) to handle emergency needs and build good credit. We can also help you access banking services through our partnership with Holy Rosary Credit Union.

Tax Preparation

If you earn less than $60,000 annually, you can have your taxes done for free.

Contact a Financial Coach for all of this help and more.