Community Services League (CSL) is pleased to announce that it is the recipient of an additional $390,000 in United States Department of Housing & Urban Development (HUD) funding to help kids, families, and single adults find permanent and stable housing. With this new funding, CSL will now receive more than $1,060,000 annually from HUD.
The expansion is a direct result of CSL’s outstanding work in administering other HUD program dollars that has led to positive outcomes in our community. CSL began administering Permanent Supportive Housing in 2011, and following grant competitions in 2015 and 2017, was awarded additional program dollars. Annually, HUD provides a framework for a local competition to ensure taxpayer dollars are making an impact, and CSL’s expansion is a result of continued, outstanding scores in the annual competitions. CSL has excelled at keeping kids, families, and single adults stably housed, helping them improve their earned and unearned (public and private suppor...
Almost every month, I sit down and write a few hundred words about the work you support at CSL. Through words and images, I try to bring our programs to life, so that you have a better understanding of how CSL is working to make meaningful and lasting change in our neighbors’ lives.
With the opening of our Farview location, we now have 14 dedicated offices in Missouri, and many other locations where we co-op programs. At these locations, the only constant is the unexpected. While our offices run a variety of...
If you've followed CSL closely in the last five years, you know our commitment to helping families access credit at reasonable rates. In 2014, we partnered with Holy Rosary Credit Union to develop our Small-Dollar Lending Program. Here's a quick recap of some of the more notable program statistics (as of April 30, 2019):
- 300+ loans
- $750,000+ in original loan values
- Those seeking refinancing of a toxic loan came with an existing average APR of 275%
- The average credit score at loan origination was 490
- We've been able to reduce APRs to an average of 14%
- We opened two state-licensed micro-branches of Holy Rosary Credit Union inside CSL offices, and hired a full-time loan officer to provide the staffing
- Our loan charge-off rate is only 7.8%
- We secured philanthropy to back the loans so the Credit Union's risk was mitigated
- We opened more than 500 traditional banking accounts/products (savings/checking account, direct deposit, debit card, secured credit card, etc.)
In 2018, I was approached by Fort Osage School District Superintendent Dr. Jason Snodgrass about utilizing a soon-to-be vacant building as a way to better support Northeast Independence and Northeast Jackson County families. Fort Osage maintained an Early Childhood Center on US 24 Highway for years, but in January of this year, opened the brand-new Woodland Early Childhood Center. This left the School District with about 5,000 square feet of potential to help its families, outside of the classroom.
In Independence, many public services are in a condensed area in the community's central corridor. As you move east of Lee's Summit Road, and certainly east of 291 Highway, there are fewer and fewer public services. While this may not seem like a big issue, the farther one moves away from services, the less likely one is to access those services, even basic human needs. Accounting for similar incomes, CSL sees fewer families connecting to basic needs, employment, financial, and housing supp...
CSL has made a major commitment to bringing "asset and wealth development" into the conversation about helping low-income families break the cycle of poverty. Too many of our neighbors just can't get ahead. Until families can develop assets and wealth, it's hard to move up the economic ladder.
Unfortunately, there are not a lot of ways for low-income families to develop wealth and assets. They often don't have jobs with employers that offer retirement accounts with matching incentives. The wages earned at those jobs aren't enough to meet a family's current obligations, let alone get ahead.
Enter the FSS Program. The U.S. Department of Housing & Urban Development (HUD) started FSS, the Family Self-Sufficiency Program in 1990. The program encourages residents of HUD-subsidized public housing to work more, earn more, and save more. Here's how it works:
1) Families in HUD-subsidized housing pay 30% of their income in rent
2) Normally, if a family earns more, then they pay more. This model be...
Robots and robotics are everywhere. Just in the last few years, it's become hard to not hear the phrase AI (Artificial Intelligence) at least a few times a day. In fact, there's a website that assesses the likelihood that a robot will take your job. While that's kind of a funny thing to think about, it's really a scary proposition.
Most families that come to CSL have earned income through work. However, the jobs they have are not sufficient to sustain a family, let alone using work as a tool to build wealth and assets. CSL is very committed to our work around Income Supports (Basic Needs), but that work, while vital, is a temporary fix to the pains of poverty. It is only through improved work situations and career development that families can improve their hopes for the future.
In 2016, CSL, as part of our partnership with Greater Kansas City LISC, launched our first Bridges to Career Opportunities (BCO) cohort. BCO is a national model that meets under-trained workers where they are...
CSL’s Family Stability Initiative, a high-intensity case management program, with a goal of keeping kids stably enrolled in their neighborhood school the entire school year, has largely been based in an office setting, with home visits sprinkled in. That model has worked well, and we will continue to operate in that fashion. Starting this week, we debuted Family Stability on a new platform, and that is school-based. Our newest Family Stability Specialist is based inside of Nowlin Middle School in Independence.
CSL looks for platforms to deliver services. That is to say, a platform is an advantage. A good example of a platform is at Hawthorne Place Apartments, an affordable housing neighborhood where CSL maintains an office to support neighbors. Families at Hawthorne have safe, reliable, and affordable housing, if nothing else. With housing taken care of, they can focus on other life domains. That’s why we refer to affordable housing as a good platform on which to deliver services.
A decade ago, Betty Snapp, who has been involved in countless "do-good" missions over the years, including her role as founder of Sunshine Center, had a calling. That calling landed her in her kitchen, cooking food for those that needed a meal and camaraderie. From her kitchen, the meal grew into the Stone Church Neighborhood Dinner. Her husband, Terry, was right beside her as their vision became reality.
The Stone Church Neighborhood Dinner is held in the fellowship hall of Stone Church Community of Christ, where the Snapps attend, and where Terry is a former pastor. The Dinner is held every Wednesday, and serves, on average, about 250 hot meals a week. In 2019, the Neighborhood Dinner will celebrate its 10th anniversary of helping our neighbors.
The meal is open to anyone, but primarily serves those who struggle with hunger and homelessness. Over the years, many of the guests have remarked that the Dinner is the one time of the week when they interact with others. Serving the poverty o...
Don't worry, you still have a little more than 11 weeks to be prepared for Christmas! However, for our CSL locations, the Christmas season begins in full swing the Monday after our Luminous Gala (Monday, November 5). Why is that?
Christmas Stores at seven of our locations open their doors the week of December 10, so gift and meal counts are finalized by the week of December 3, which means we need all collections to be wrapping (pun intended!) up right after Thanksgiving. A good collection lasts 10-15 days, so we have to start our work in earnest right after the gala is over!
CSL projects to help Santa Claus deliver more than 10,000 Christmas presents to our neighboring kids, and support families with more than 2,000 Christmas meal baskets. Like everything we do at CSL, it takes a community-wide effort to support such a huge endeavor. So, how can you help?
1) Host a collection - you can host a drive to collect Christmas toys and/or meal items at your place of work, your church, your neighb...
On October 1, 2018, CSL began its third contract for services under the United States Department of Housing and Urban Development's (HUD's) Supportive Housing Program. What does that all mean?
From HUD's website about Supportive Housing: "The Supportive Housing program is designed to promote the development of supportive housing and supportive services to assist homeless persons in transitioning from homelessness, and to promote the provision of supportive housing to enable homeless persons to live as independently as possible. Grants under the Supportive Housing Program are awarded through a national competition held annually."
CSL now has three contracts for service, each renewable annually with HUD, based on performance and outcomes. In total, the value of the three contracts is $658,669, and we house 49 families, with a cumulative total of 46 children. We offer "scattered site" housing, meaning CSL holds the lease for all 49 units, and every family has a full-time, dedicated Case Man...